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Cartões de crédito aceitando em Seu Site da Web

Cartões de crédito aceitando em Seu Site da Web por Christopher Heng, thesitewizard.com Você está pensando em coisas de venda na teia? Nesse caso, você provavelmente estará considerando também algum modo no qual você pode aceitar cartões de crédito em seu local. Desde então webmasters novo que visitam freqüentemente thesitewizard.com me perguntam aproximadamente como eles que aceitam pagamentos nesta forma podem ser começados, este artigo provê um pouco de informação básica sobre acrescentar instalações de pagamento de cartão de crédito a seu site da Web. Por que Faça? Pagamentos de cartão de crédito lhe permitem tirar proveito dos tipos seguintes de clientes: Compradores de impulso. Depois de ler seus anúncios e exagera em seu local, os compradores seriam tudo incendiados para cima sobre seu produto. Se eles tiverem uns meios de fazer uma compra imediatamente, você afiançou aquela venda. Se você só permitir pagamentos de cheque, o tempo adicional que leva para eles adquirirem o livro de cheque deles/delas e remeter fora o cheque pode ser um impedimento. Eles também podem ter depois segundos pensamentos. Clientes internacionais. Pagamento de cartão de crédito é uma tremenda conveniência se seus clientes forem ultramarinos. Leva automaticamente ao cuidado dos problemas de diferenças de moeda corrente como também o tempo que leva para um cheque para viajar ao vendedor. Você perderá um número grande de clientes ultramarinos se pagamento de cheque é o único modo que você pode aceitar pagamento. Métodos de Aceitar Pagamentos de Cartão de crédito Há dois modos nos quais você pode aceitar cartões de crédito em seu local de fato. Usando Sua Própria Conta Mercantil. Para fazer isto, você precisará de um banco que lhe permitirá abrir uma conta mercantil. Exigências para isto variarão de país a país, e você deveria inspecionar com seus bancos locais para mais informação isto. Por um Comerciante de Terceiro. Há numerosas companhias ao redor isso está disposto para aceitar pagamentos de cartões de crédito em seu lado em troca de várias taxas e porcentagens. Qual Método deveria Usar Você? Os custos iniciais de abrir sua própria conta mercantil são normalmente mais alto que quando você usa um comerciante de terceiro. Realmente, alguns comerciantes de terceiro não têm nenhuma taxa de organização nada. Porém, a taxa de transação (que é o que você paga para o banco ou para comerciante de terceiro por cada venda) é muito mais alto quando você usar um terceiro como comparado ao usar sua própria conta mercantil. Um comerciante de terceiro é normalmente conveniente a uso quando você não souber se você puder fazer muito de fato de seu produto ou serviço. Se você há pouco quer testar a água para ver como coisas são, este normalmente é um modo bom para começar. Também é conveniente dentro que os objetos pegados mercantis ao cuidado de tudo para você. Você há pouco adquire um cheque ao término de cada período de pagamento (se você ganhou bastante) e concentra em seus produtos, serviços e clientes. Tendo sua própria conta mercantil outorga seu negócio com uma certa quantia de profissionalismo. E, como mencionado mais cedo, seus custos de transação são normalmente muito mais baixo. Porém você tem que ter cuidado para minimizar seus riscos de cartão de crédito desde que você estará processando os pagamentos de cartão de crédito você. Este é não dizer que não há nenhum criado de riscos usando um comerciante de terceiro. Alguns Comerciantes de Terceiro Aqui é uma lista de alguns comerciantes de terceiro que você poderia querer considerar se você estiver procurando modos para aceitar pagamentos de cartão de crédito. Eu não tentei nenhum deles eu (como um vendedor) assim eu não posso atestar para qualquer deles. Os confirme cuidadosamente e os use a seu próprio risco. Nota que taxa e materiais debaixo dos que eu publico estavam na ocasião corretos eu investiguei estes vendedores. Pode ter mudado até que você lesse isto desde que eu os investiguei um real tempo atrás. A lista é organizada alfabeticamente. CCBill: Não há nenhuma taxa de organização. Taxas de transação variam (eu não posso achar o horário entretanto) dependendo do volume de vendas em cada exercício contábil. De acordo com o site da Web deles/delas, estão nunca mais "estas taxas que 13.5% de rendas cobraram durante este período de um-semana por CWIE que é anfitrião os clientes e 14.5% por non-ser anfitrião de clientes." CCNow: Isto só é para pessoas que transportam produtos tangíveis, físicos. Não há nenhuma taxa de organização, e eles carregam 9% por transação menos no novembro e dezembro onde as taxas são 8% por transação (sim, abaixe). Clickbank: Há uma uma vez de organização de tempo (US$49.95) e uma taxa de transação de US$1 mais 7.5% de preço de venda. Não há nenhuma outra taxa mensal. Isto só é para pessoas que vendem serviços ou entregam produtos em cima do internet (não para esses que precisam transportar produtos físicos). Digibuy: Este serviço só é planejado para autores de software. Eles carregam 13.9% por transação. Eu não estou seguro se houver qualquer outro custo. IBill: Este é um comerciante muito caro. Eles carregam 15% de cada transação ou menos se você vende US$10,000 ou sobre. É um grande e (eu penso) companhia respeitável, assim se você estiver disposto para se separar de tal uma margem enorme de seus salários, você também poderia querer os confirmar. Kagi: Há nenhuma organização ou taxas mensais com este comerciante. Kagi impõe um custo por transação que depende do volume mensal. PayPal: Se você for um Primeiro ou Empresarial usuário de conta, você é cobrado US$0.25 por transações de US$15 e debaixo de, 1.9% mais US$0.25 para transações sobre US$15 quando seus clientes pagam através de cartão de crédito. Eles exigem para seus clientes que se inscrevam para os serviços deles/delas antes de eles pudessem o pagar. Este pode ser um impedimento para seus clientes. ProPay: Um competidor novo para PayPal (veja em outro lugar nesta página) que atualmente só supre a residentes de EUA. Dependendo do tipo de conta você sinal para cima para, você tem que pagar uma taxa anual (a partir de $34.95) como também taxas de transação. RegNow: Projetado para autores de software venderem a mercadoria deles/delas, este comerciante deduz 20% de seu preço de venda com um mínimo de US$2.00 para a comissão deles/delas. Também há outros custos para vendas geradas por seus afiliados, etc. Share-It:: Este serviço é para autores de shareware. Eles carregam US$2.95 mais 4% por ordem, e US$1.95 mais 4% para a 1000ª ordem do mês e sobre. Também há custos por lhe remeter seu cheque em alguns exemplos. V-Share: Este serviço só é para pessoas que vendem shareware. Há uma gama de custos que dependem do número de transações e seu preço de venda. Eu não estou seguro eu entendo o horário de custo deles/delas completamente, assim eu não vou listar isto aqui. Confira fora você se você for um autor de shareware. Experimentando Isto Qualquer que que você escolhe, se você estiver vendendo coisas na Internet, você realmente não tem muita escolha mas aceitar cartões de crédito. Você não sabe o que você perdeu provavelmente até que você experimenta isto.

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